Promoting Retirement-savings Access For American Workers By Establishing Trumpira.gov

Tens of millions of Americans—especially part-timers, gig workers, and those in small businesses—lack employer retirement plans. This action aims to close that gap, boost retirement security, and make federal matching funds more accessible.

What the order does ​

• Directs Treasury to launch TrumpIRA.gov by 2027—a website focusing on high-quality, low-cost IRAs for workers without employer plans.
• Lists and filters private financial institutions offering IRAs that meet strict cost (≤0.15% expense ratio), no minimums, and diversified investment options.
• Highlights up to a $1,000 annual Federal Saver’s Match for eligible IRA contributors.
• Mandates outreach to raise public awareness and participation in these accounts.
• Requires Treasury and IRS to clarify tax rules for tax-exempt organizations contributing to workers’ IRAs.
• Calls for regulations to ensure protection, transparency, and prevent fraud in listed IRAs.
• Prepares legislative recommendations to make access universal and permanent.

Who it affects ​

• Independent contractors and self-employed workers.
• Part-time workers and small business employees without retirement benefits.
• Financial institutions offering qualifying IRAs.
• Tax-exempt organizations contributing to worker IRAs.

Context ​

The order builds on the SECURE 2.0 Act, aiming to give non-traditional workers the same retirement investment perks as federal employees.